top of page


First Lien HELOC

What is a First Lien HELOC ?

You may be familiar with a home equity line of credit, or HELOC, as a way to use the equity in your house as cash. People use HELOC’s for all kinds of things, such as home improvements, consolidating debt, or paying for education expenses.

Traditionally, people think of a HELOC as a second loan or lien on their homes, which sits “behind” their first mortgage. A First Lien HELOC is an option to replace your mortgage and also have access to all your equity, not just the amount of a smaller 2nd mortgage HELOC.

Additionally, using the Velocity Banking strategy we can teach you with a First Lien HELOC, people can pay off their home in as little as 5-7 years without changing their lifestyle or need for more income.

bottom of page